Tag Archive : high debt ratio


What Are Compensating Factors for FHA mortgages ?

       FHA Loans

Often an FHA loan application hang in the balance because the Borrower has marginal credit or income history. Often the debt to income ratio is out of line and an FHA Underwriter may be forced to look for other factors in approving the loan. This is when compensating factors become critical and can tip the loan in the applicant’s favor……. Read More »