PRE-LOCK CLOSING COSTS COMPARISON WORKSHEET

Disclaimer: This worksheet is provided as a pre-lock comparison only. It is NOT a Loan Estimate. Your Actual Rate. Payment and costs could be higher. You will be provided an official Loan Estimate during your loan process.

Borrower Name:

Loan Type:
Pricing based on FICO Score:
Down Payment:
$
Base Loan Amt:
$
Purchase Price or Value:
$
Pricing Dated:
Upfront Mortgage Ins:
$
Total Loan Amt:
$
Annual Taxes:
$
Annual Insurance:
$
Monthly MI:
HOA (Monthly):
$

  Option 1 Option 2 Option 3 Option 4
Rate: (in %)
Term/Type: (in years)
 
MONTHLY PAYMENT
Principal & Int $
$
$
$
Insurance $
$
$
$
Property Taxes $
$
$
$
Mortgage Insurance $
$
$
$
HOA $
$
$
$
TOTAL PAYMENT $
$
$
$
 
FUNDS NEEDED FOR CLOSING
Down Payment $
$
$
$
Total Closing Costs $
$
$
$
TOTAL FUNDS NEEDED $
$
$
$
 
ADDITIONAL CREDITS OR CHARGES
Lender Credit or (Charge) for Rate Chosen: $ $ $ $
Seller Concessions $
$
$
$
Escrow Money Deposit $
$
$
$
Total Credit/Charges $
$
$
$
 
TOTAL FUNDS NEEDED TO CLOSE $
$
$
$

Charles Vamadeva | Sr. Loan Officer Executive
Direct (951) 551-7633


CLOSING COSTS

Lender Broker Fees $
Appraisal Fee $
Escrow/Title Fees $
Recording Fees $
Insurance 1YR Upfront $
Prepaid Interest $
Tax & Ins Reserves $
Transfer Fees $
Owners Policy $
Misc Pad $
Seller Paid Costs $
TOTAL CLOSING COSTS: $

SELLER CONCESSIONS

TOTAL SC: $

ESCROW MONEY DEPOSIT

TOTAL EMD: $